WHY YOU NEED IT

Even though homeowners insurance is not required by law, you may still need to have it. If you are like most people, you purchased your home with a mortgage, rather than paying the balance in full. The vast majority of mortgage lenders will require you to obtain insurance coverage for at least the amount that you still owe on the house. Aside from that requirement, you may still will to obtain coverage for the full value of your home, not just the amount you owe.

WHAT IT COVERS

Having full coverage on your home will protect you in the event that your house is destroyed by a storm, fire or other natural disaster. In the unfortunate event that this happens, you’ll want to make sure that you and your family receive the compensation you need to find new housing. You don’t want to be left out on the street in the cold simply because you neglected to obtain this essential coverage for your family. Depending on the type of coverage you choose, you may also wish to add coverage for your belongings as well, not just the house itself. By adding personal property coverage, you can get expensive items replaced in the event of damage or theft.

How insureU Colorado Can Help

Finding the right homeowners insurance policy on your own can be a difficult thing to do. Choosing from certain companies and policies can leave your head spinning, and if you don’t understand any of the technical jargon that comes along with insurance, the process can be even more confusing. At insureU Colorado, we work to match you with the best homeowners insurance policy for you. As we stated before, homeowners insurance in Colorado isn’t required by law like auto insurance is. However, with the amount of storms Colorado gets every year, homeowners insurance is highly encouraged in order to protect one of your most important possessions. While every insurance policy is unique, most Colorado homeowners insurance can cover things like:

Fire and smoke damage
Weather related damage (like wind and hail)
Water damage (via internal sources)
Theft and vandalism
Snow or ice damage
Motor vehicle or aircraft damage
And more!

At insureU Colorado, we can help find the best Colorado homeowners insurance policy that meets your needs. Our Colorado insurance brokers will work hard to find homeowners insurance that’s perfect for you. Contact insureU Colorado today to answer any questions, or get started on finding the perfect policy for you with a free homeowners insurance policy quote. We can also help find things like commercial insurance, flood insurance, auto insurance for teen drivers, and more! Find the best Colorado homeowners insurance with your local insurance brokers at insureU Colorado.

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Homeowners insurance is not a legal requirement in the state of Colorado, but that does not mean that you don’t need to have this type of coverage for your home. Here’s what you need to know about this style of insurance:

WHY YOU NEED IT

WHAT IT COVERS

How insureU Colorado Can Help

Get In Touch