What Homeowners Insurance Covers:
Having full coverage on your home will protect you in the event that your house is destroyed by a storm, fire, or other natural disaster. In the unfortunate event that this happens, you’ll want to make sure that you and your family receive the compensation you need to find new housing. You don’t want to be left out on the street in the cold simply because you neglected to obtain this essential coverage for your family. Depending on the type of coverage you choose, you may also wish to add coverage for your belongings as well, not just the house itself. By adding personal property coverage, you can get expensive items replaced in the event of damage or theft.